As Seen In:
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SPECIAL REPORT
Thousands are now receiving
15% fixed returns,
safely secured by real estate, even though they once threw this letter
in the wastebasket!
Dear Investor,
Are you tired of low returns that barely keep up with inflation? Sick of
gambling in the stock market hoping you don’t make the “wrong choice?”
Are you fed up with others playing guesswork games with your money with
no accountability and no risk themselves? If you detest uncertainty with
your investments and aren’t making the money you really deserve; you’re
not alone.
Thousands have now discovered the little known secrets of getting higher
returns than all their friends from passive investments in real estate.
If you want to, you can receive 9%-11% (for a
limited time we are offering 15%) fixed returns that are
consistent, predictable and reliable. My name is Michael Jake and I am
the President of Swift Results, Inc., and I’d like to show you how you
can get great fixed returns, safely secured by Colorado Springs
residential real estate. If you could receive consistently higher
returns than with CD’s, money market, commodities, mutual funds and the
stock market, what kind of difference would that make in your life, for
your family, the kid’s college, for your retirement? If you’re ready to
make more money then this FREE Report will show you how you can greatly
increase the returns you are getting on your investment capital.
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A Simple Comparison of Leaving Your Money In
Certificates of Deposit (CD Rates) vs. Becoming a Secured
Private Lender, Investing In Notes and Deeds of Trusts. This
example is based on a $5,000 initial investment with no further
investment. |
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Notice after 5 years you would make
$3,675.38 MORE than leaving your money earning CD Rates.
After 10 years: $12,083.32 more.
After 15 years: $30,290.67 more.
After 20 years: $68,566.20 more.
After 30 years: $309,449.15 more than CD Rates!
Can you see the power of a high interest rate and
compound interest?
“The most powerful force in the universe is compound
interest”
– Albert Einstein
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- Why does it make sense to have passive investments in real
estate?
Most people go through life letting others make decisions for them
and they are not in control of how their money is invested or what
it earns. That means they’ll never really know if what they are
investing in will give them enough of a return to take care of their
future, their family, the kid’s college, or their retirement.
Because of that, they’re playing guesswork games with their money
and hoping they’ll get in or out at the right time and it’s
virtually impossible to always make the “right decisions.” By
becoming a private lender who invests passively in real estate, you
can get 11%-13% (for a limited time we are
offering 15%) fixed returns, safely secured by real
estate. Since your returns are fixed, that means they never change.
They’ll also be much higher than CD’s, money markets, commodities,
and most stocks and mutual funds.
- What is private lending?
Once I started making money buying, selling and holding single
family houses, I realized I had a lot of friends and family members
that were tired of the ups and downs of the stock market. I
discovered a method of working with them as a silent partner on my
real estate investments by putting their investment capital to use
by lending it to me at much higher returns secured by the houses I
was buying. I needed small amounts of capital to buy houses and do
small renovations so I could sell the properties and make a profit.
You see I needed to act quickly to get good deals that came along
every week and I didn’t want to deal with banks because they would
limit the amount of deals I could do. Since my friends had
investments that were getting low, inconsistent, risky and unsecured
returns, it gave them an opportunity to make more money without
losing sleep at night watching the stock charts. Investing with me,
they had a completely “hands off” way of earning 11%-13% fixed
returns, safely secured by real estate. Since their returns were
fixed and never changed, it allowed them to plan and make better
decisions with their future.
Private lending is essentially you lending an amount of money
secured by a note and deed of trust (which is recorded at the county
clerk and recorder’s office) against the title of a piece of real
estate. In this case, against a single family house in Colorado
Springs, Colorado. Why single family houses? They are easy to
determine value. They are the easiest kind of real estate to buy and
sell since there are the most buyers for it. People will always need
a roof over their head.
- Can I use my I.R.A. or 401k to lend from?
Absolutely; in fact, that’s what many of my investors do. You must
be in control over where your investments go from your I.R.A. or
401k, and you can take any old I.R.A. or 401k that you have and roll
it over in to a self-directed I.R.A. There’s no penalty for doing
this because you’re not taking a distribution, you’re simply
changing the Administrator to one that allows you to self-direct
where the funds go. Doing it this way, you can make all of your
gains tax deferred without counting on someone else to get you
11%-13% (for a limited time we are offering
15%) fixed returns day in and day out. The company I use
and most people use is Equity Trust Company. You can get a FREE
Information Packet via their website at
www.trustetc.com to
learn how simple it is to do. You simply fill out a form and send
them your last statement; they’ll do the rest and bring your funds
to your new account. The entire process only takes approximately two
weeks.
- Why would an investor be willing to pay such high returns?
There has never been a better time to buy houses in Colorado
Springs. There are many deals available, and the availability of the
short term capital was more important than the cost. I needed to
move quickly to purchase from sellers who are willing to happily and
eagerly give me equity in homes for FREE in exchange for peace of
mind or debt relief and I didn’t have time to go through banks
because the process just takes too long. Also, since I am buying
properties with large amounts of equity in them, it allows me to
give away a portion of my profits back to you through repaying the
original loan amount plus a generous interest on top of it. By using
private lenders we can also hold our properties over a year, making
our taxes much, much less. By the way, if you use a credit card,
pull it out and look at the interest rate you pay. Every time you
use it, you’re putting the availability of the funds ahead of the
short term cost just like I do when I buy and sell houses.
- Are high interest loans like this new to real estate?
Absolutely not! This is a multi-billion dollar industry that has
been around for decades. There are companies out there like the
Money Store, Household Finance, Beneficial, Ford Credit and numerous
others. Their niche is to lend money to homeowners who typically use
the money for home improvements or even loan consolidations. The
loans are secured by a Second Mortgage on the property. Our niche is
to borrow the money the same way, except we’ll use it only for the
funding necessary to buy, renovate and carry the property until we
sell it; also secured by a mortgage against one property.
- How is the private lender
protected when they lend money?
First off, your money will
never be pooled; you’ll have one mortgage secured against one
property that’s also got at least two times the amount of equity in
the property than what you would lend on it. That means there will
always be a very large hedge factor between what you loan and the
available profit or equity in the house. There are also four key
items that secure your investment each time you lend:
 | A promissory note
which states the exact fixed return that you will receive.
Whatever the note says is what you’ll receive.
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| A mortgage
(deed of trust) will be created by the Title Company, or escrow
agent to put the property as collateral for your loan. That
means you will have a lien on the property and I cannot sell it
without paying you off.
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| A Lender’s title
insurance policy will protect you against any title issues
or claims that may arise.
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| A Hazard Insurance
Policy will be in place for your protection in case of an
unexpected catastrophe or problem.
our protection in case of an
unexpected catastrophe or problem |
Also, since there is such
a large hedge factor in the amount of funds that you lend versus the
equity in the property, even if something happened to me, you can
always sell the property and make more than you’d make off the
interest.
Who handles all of the paperwork?
A Title Company or Escrow Agent will handle all of the paperwork.
You’ll send your funds directly to their office and make them
payable to them. The Closing Agent won’t disperse any funds until
all of the documents that secure your investment are in place and
signed off on. They’ll create the promissory note that states the
terms of your loan, the mortgage instrument that gives you
collateral, and the title insurance policy. I’ll also send you a
copy of the Hazard Insurance Policy. It is customary that I, as the
Borrower, will pay for all of the closing costs to secure your
investment. It is usually just deducted from what you lend me.
You’ll get the original note signed off by me, your Borrower that
day, as well as a copy of your title insurance policy. You’ll
receive a copy of the mortgage that day, and then once it is filed
in the county and recorded in the Deed Books; you’ll get a stamped
copy in the mail a few weeks later. By the way, the only person that
needs to sign anything is me as the Borrower, so you do not even
have to go unless you want to. Keep in mind that you’re always
welcome to go to closing if you want to.
Do I have to collect payments on these loans?
No you don’t. When you tell me that you’re ready to make more money,
I’ll ask you the following: Are you looking for the highest growth
return possible, or are you looking to get cash flow from this
investment? If you are looking for the highest return possible, then
you can agree to just let the interest accrue every month. That
means there will be no interest payment until the house is sold.
Then you will receive the original loan amount back plus all of the
interest. If you are looking for cash flow, I can set it up where an
escrow company collects and tracks the payment for you. It is
customary that I pay for the Escrow Company and not you. By the way,
if you use the self-directed IRA through Equity Trust, they can
collect payments for you for a small monthly fee that I as your
Borrower will pay.
Do these loans pay down or are they interest only?
Typically the loans are interest only. That means none of the
monthly interest goes towards your principal loan amount and you
earn interest on top of interest every month. If you want to, you
can do an amortizing loan where some of each month’s payment goes
towards the principal balance and the rest goes towards interest.
You’ll make more money if you do interest only.
How long are the typical loans, and how much do I need to
invest?
The length of the loan and the amount you invest are what you say.
You get to create the rules since you are the Lender. Typical loans
range from 18-60 months and all of them are due upon the sale of the
house where a new buyer gets a new loan. You can invest as little as
$5,000. Most loans range from $5,000 to $40,000 depending on the
property. By the way, if you ever lend and then need to pull your
capital back out, there are no fees for early withdrawal. Just tell
me that you need to get out and give me a few weeks to make it
happen. I’ll either cash you out myself, or I may even replace your
private loan with another one. When you get your money and interest
back, you’ll have to sign a Satisfaction and/or Quit Claim Deed to
clear your lien against the title.
Is private lending really a safe investment?
In my opinion it’s much safer than the stock market because you have
no ups and downs to worry about. You might make money in the stock
market one month or one year, and then get wiped out the next. When
it’s all said and done most people get returns that barely keep up
with inflation. By investing in real estate, you won’t be gambling
on Companies that you have no control over or know little about who
is running them. Your investment loans are safely secured by real
estate, you’ll get fixed returns of 11%-13%
(for a limited time we are offering 15%) that never
change, there are no fees or commissions, no early withdrawal
penalties, and there will be large spreads or hedge factors of
equity versus your investment. You’ll just need to use common sense
and take a look at what the property is worth, what’s owed and what
you’re lending. Remember, you don’t have to put all of your
investment funds into real estate; but it’s a great place to get
consistent, predictable and reliable returns.
How do I get started?
Just contact me and tell me when you’re ready to get started making
more money. I’ll take you to lunch or dinner so we can discuss the
amount you have available to lend, the interest rate, and the length
of the loan. My job will then be to go out and find a property that
matches your needs. When I do, you’ll arrange for the funds to be
sent to the attorney or title company. A closing will be set up at
the attorney or Title Company’s office and you can sit back and
watch your investment grow. You’ll get fixed returns that never
change, that are safely secured by real estate.
Everyone agrees that following
conventional wisdom will only get you the same results everyone else is
getting. If you want to make money faster, with less effort, then it’s
time to make a change. Now here’s what you need to know. I’m looking to
partner with people just like your self, open minded, eager, and excited
to make a difference for themselves and their families. If you’re ready
to make more money, I’m sure you’ll want to know more so please fill out
the information below and I’ll contact you by whichever means you
prefer, to set up a one on one appointment to take you to lunch or
dinner at your favorite restaurant.
Fill out the information below to let me know your ready to sit down and
talk about getting started. Fill out the information below and we’ll be
in touch with you.
Sincerely,
Michael Jake, President
Swift Results, Inc.
719-548-4755
P.S. – I only have room for two new private lenders each
month, and I would like for you to be one of them. I’m looking forward
to meeting you and buying you lunch or dinner to explain further.
P.P.S. – Our 15% offer will be
ending soon, however, any of our lenders who get involved with us now
will secure a 15% rate on ALL future private loans with us.
Or
click here and fill out the short form.
SERIOUS INQUIRIES ONLY PLEASE
All information kept strictly confidential
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